A credit score is a 3-digit number, typically on a scale of 300 to 850, that estimates how likely you are to repay borrowed income and pay bills. Credit scores estimate your likelihood of repaying new debt. Scores of 690 or above are commonly deemed good credit. S&P, Moody’s, Fitch and DBRS are the only four ratings agencies that are recognized by the European Central Bank for figuring out collateral requirements for banks to borrow from the central bank.

• The authors did not acquire monetary help from any firm or individual for this write-up or from any firm or individual with a economic or political interest in this article.
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